Razorpay Logo

Razorpay is a platform that enables businesses to accept, process, and disburse payments.

Free Version: No
Free Trail: No
Starting Price: Rs. 2499

What is Razorpay?

Razorpay is a fintech startup that offers enterprises a wide range of payment and business banking solutions. This platform offers you comprehensive payroll and compliance management solutions to streamline your payment processes.

Its notable offerings include a payment gateway, payment link creation, invoices, subscriptions, Razorpay POS, international payments, and more.

The platform enables merchants to accept online payments securely on their websites and apps through Razorpay’s payment gateway, which supports multi-lingual payments.

It also allows businesses to create payment links to share on emails, social media, and texts for customers to pay without redirecting them to the website. In addition, Razorpay allows the generation of GST-compliant invoices and the tracking of payments against those invoices.

Merchants can also automate recurring payments through cards, UPI, and other methods using Razorpay’s subscription feature.

Along with payments, Razorpay offers integrated banking services like current accounts, payrolls, business loans, etc., through tie-ups with leading banks via its RazorpayX platform.

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Razorpay Reviews, pricing, Features, Pros and cons

Razorpay Top Features

Payment Gateway
Payment Links
Generate Invoices
Razorpay POS
International Payments
Current Accounts
Manage Payrolls
Smart Collect
QR Codes
Line of Credit
Payment Pages
Automated Payouts
Tax Payments
UPI Autopay
Business Loans
Developer APIs

Razorpay Pros and Cons

Wide range of payment and banking options
Supports over 100 payment modes
Fast, secure, and reliable transactions
Real-time notifications and settlements
Easy to integrate APIs and plugins
24x7 multi-channel customer support
Flexible pricing based on transactions
Higher charges for international payments
Premium-priced services for large businesses
Limited offline payment acceptance

Razorpay Pricing

Razorpay offers its services based on a payment's transaction volume. The payment gateway charges a fee of 1.5-2% + GST per successful transaction.

There are no setup fees or monthly subscription charges. RazorpayX banking services, like current accounts, come with monthly maintenance charges starting from Rs. 199 and other transactional charges.

Razorpay also provides a free trial and starter plans for merchants with low transaction volumes. Custom pricing is available for large enterprises.

Standard Plan - Custom
2%* Platform fee
Plan designed for Startups, Small and Medium Enterprises
Enterprise - Custom
Custom Pricing
Plan designed for Large Volumes

Razorpay Competitor Price Comparison

Quick price comparison with the related products to help to make a better decision.

Product NameFree PlanMin PriceMax PriceSJ SCORE
PlaneNo$19 per employee/month$499 per employee/month92
Employment HeroYes$0 Per employee / month$12 Per employee / month*91
Safeguard GlobalNoCustom PricingCustom Pricing90.5

Razorpay Demo & Screenshots

Frequently Asked Questions About Razorpay

No, Razorpay is not entirely free. It charges a nominal fee per successful transaction through the payment gateway.
Razorpay supports over 100 payment modes, including all major cards, UPI, net banking, wallets, EMIs, and more.
Yes, Razorpay allows merchants to receive payments from over 200 countries globally in significant currencies.
It uses industry-standard security protocols like SSL and tokenization. Sensitive data is not stored. Razorpay secures apps and plugins.
Yes, Razorpay helps businesses create and send GST-compliant invoices and track payments against those invoices.
With Razorpay, merchants can automate recurring payments through cards, UPI, and other methods using its subscription feature.
RazorpayX is Razorpay's banking suite that offers integrated payment and banking services like current accounts, payrolls, loans, vendor payments, etc.
Razorpay provides easy-to-use APIs, plugins, and SDKs to integrate payment solutions into your website or app seamlessly.

Razorpay Community Sentiment

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About Razorpay

Co Name: Razorpay Software Pvt. Ltd
HQ: Bangalore, India
Est Year: 2014
Company Size
1001-5000 employees

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