Average Salary in the Netherlands 2026: Benchmarks by Sector and Real Employer Cost

What Dutch employees actually earn in 2026 by sector, age and contract type, why the CAO wage scale rather than the market average sets your floor, and the holiday allowance, disability, unemployment and health levies that sit on top of every gross figure
Average Salary in the Netherlands
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Quick Summary: Average Salary in the Netherlands

1
€40,800 is the CBS average annual wage. That covers every employee job in 2025, part-time included, with a further €6,600 in special payments on average.
2
€48,000 is the CPB modal income, not an average. It is a policy benchmark set at 79% of average income per labour year, and it includes the 8% holiday allowance.
3
Use €3,605 per month as the full-time reference. That is the median full-time salary in Q2 2026, measured from 1.2 million payslips, and it rose 4.96% year on year.
4
Sector spread is wide. Average hourly wages in 2025 ran from €19 in hospitality to €45 in mining, against an all-employee average of €30.
5
Budget around 25% on top of base salary. Holiday allowance plus employer premiums take a €48,000 salary to roughly €59,900 before pension and the Whk contribution.
6
Fixed-term contracts cost 5 points more. The high AWf unemployment premium of 7.74% applies instead of 2.74%, which most EOR quotes do not spell out.
7
Wage growth is easing but still high. CAO wages rose 5.0% in 2025 and 4.3% in Q2 2026, so benchmarks set 12 months ago are already behind market.

Four different figures circulate as the average salary in the Netherlands, and they run from €40,800 to €53,000. They measure different things, and the one most sites quote is not an average at all.

For an offer, the number that matters is the median full-time salary, currently €3,605 gross per month, and the loaded cost that sits on top of it. Full context on contracts, notice periods and statutory contributions is in our Netherlands hiring guide.

EOR guide

Netherlands

10 providers reviewed

Compare the top EOR providers for the Netherlands

Independent rankings by CAO wage scale interpretation, employer cost transparency, payroll accuracy, and onboarding speed. Updated for 2026.

What counts as the average salary in the Netherlands in 2026

Statistics Netherlands puts the average annual wage across all employee jobs at €40,800 for 2025, with a further €6,600 in special payments covering holiday allowance, thirteenth month and bonuses. The average hourly wage in the same year was €30.

The €48,000 figure quoted almost everywhere is something else. It is the modal income published by the CPB in the Macro Economic Outlook, calculated as 79% of average income per labour year and used to model the effect of tax policy on a notional household. It includes the 8% holiday allowance, it is rounded, and it is not a measurement of what anyone earns.

The number closest to a real full-time offer is the median full-time monthly salary, €3,605 in Q2 2026, taken from 1.2 million payslips across roughly 145,000 Dutch companies. That is the benchmark to price against.

Four figures, four different definitions

The first two are CBS measurements of actual wages. The third is a CPB policy benchmark. The fourth is payroll data limited to full-time employees.
Salary reference points
€40,800
CBS average annual wage, all employee jobs, 2025
€30.00
CBS average hourly wage, 2025
€48,000
CPB modal income 2026, holiday allowance included
€3,605
Median full-time monthly salary, Q2 2026

Why the headline average sits below what you will actually pay

The Netherlands has the highest part-time rate in the EU. Part-time posts made up 56% of employee jobs in 2024, and 77% of jobs held by women are part-time against 37% for men. A per-job annual average therefore blends 20-hour and 40-hour contracts into one number.

The same effect drives the widely quoted gender pay gap. CBS reports that women’s average gross annual wage was 32% below men’s in 2024, while the hourly gap was 10.5%, with two thirds of the annual difference explained by hours worked rather than rate of pay.

Full-time employees average 39 hours a week, with 40, 36 and 38 hour weeks all common depending on the CAO. Benchmark against hourly or full-time figures, never against per-job annual averages.

Per-job average against full-time median

The left figure includes every part-time contract in the country. The right figure is drawn only from full-time payslips, which is the population your offer competes with.
Benchmark comparison
All employee jobs
€40,800
CBS average annual wage in 2025, part-time and full-time combined. Special payments add €6,600 on average.
Full-time median
€3,605
Median full-time gross monthly salary in Q2 2026, roughly €43,300 a year before holiday allowance.

Average salary by sector in Netherlands

Hourly wages strip out the part-time distortion, which makes them the only clean way to compare Dutch sectors. In 2025 the highest average sat in mining at €45 an hour and financial services at €44, against €19 in hospitality and €23 in rental and other business services.

The annual spread looks far more dramatic for the same reason: €78,500 in mining against €17,000 in hospitality, where short contracts and part-time hours are the norm. Read the annual figures as a description of the workforce, not of the rate for the job.

Most roles hired through an EOR sit in technology, finance, commercial and specialist engineering functions, which cluster at the upper end of that range rather than around the €30 average.

Average gross hourly wage by industry, 2025

Gross hourly wages including regular allowances, excluding special payments. Bar length is relative to the highest paying industry.
Hourly wage by industry
Mining and quarrying
€45
Financial services
€44
Health and welfare
€31
All employees
€30
Trade
€25
Other business services
€23
Hospitality
€19

How average pay moves with age in Netherlands

CBS hourly wage data for 2025 shows employees under 25 earning €19 or less, employees between 25 and 40 earning €24 to €33, and employees between 40 and 65 earning €35 or more.

That progression is steeper than in most European markets because many CAO wage scales still use age-linked or years-in-scale steps rather than pure performance bands. Two candidates with the same job title and a fifteen year age difference can carry a materially different cost, and the scale, not the hiring manager, decides.

CAO wage scales set your floor, not the market average

Roughly three quarters of Dutch employees are covered by a collective labour agreement. Where an agreement has been declared universally binding for a sector, it applies whether or not you signed it, and the wage scale it contains overrides whatever benchmark data told you.

Scale placement is the part that goes wrong. It depends on job classification, relevant experience and sometimes age, and the scale texts are published only in Dutch. An offer built from a salary survey and then mapped to the wrong scale step produces a compliant payslip that is either uncompetitive or more expensive than planned.

Outside a CAO, hourly wages are on average 13% higher, but they are rising more slowly: median pay for CAO-covered employees rose 5.35% year on year in Q2 2026 against 3.31% for everyone else. The statutory floor beneath all of this is covered in our guide to the minimum wage in the Netherlands.

What an average salary actually costs to employ

Holiday allowance of 8% is statutory and additional, so it belongs in the budget from the start rather than as a May surprise. Employer premiums then apply to the gross wage including that allowance, up to a contribution ceiling of €79,409 for 2026.

The 2026 rates are the AWf unemployment premium at 2.74% for permanent contracts or 7.74% for fixed-term and flexible ones, the Aof disability premium at 6.27% for small employers or 7.63% for medium and large ones, a childcare surcharge of 0.50%, and the Zvw health insurance levy at 6.10%. The differentiated Whk return-to-work premium sits on top and is partly experience-rated, so it varies by employer.

Worked through: a €48,000 base salary becomes €51,840 with holiday allowance, attracts around €8,090 in premiums on the low rates, and lands near €59,900. Pension is the remaining variable, mandatory through a sector fund in many industries, usually with the employer carrying the larger share.

Statutory add-ons to gross salary, 2026

Rates shown are the low bands, applying to permanent contracts at small employers. Premiums are charged on wages up to €79,409 and exclude the Whk premium and pension.
Employer cost components
Holiday allowance
8.00%
Aof disability
6.27%
Zvw health levy
6.10%
AWf unemployment
2.74%
Childcare surcharge
0.50%

The contract type matters more than most quotes admit. A first Dutch hire is usually placed on a fixed-term contract, which triggers the high AWf rate and adds five percentage points of payroll cost against an otherwise identical permanent hire.

Wage growth and what to budget for the next cycle

CAO wages rose 5.0% across 2025 and 4.3% in the second quarter of 2026, with private sector agreements at 4.5% and government at 3.4%. Growth is easing from the 2024 peak but remains high by historical standards.

Real terms tell a flatter story. Between 2020 and 2025 negotiated wages rose 25.1% while consumer prices rose 25.0%, which is why pressure at the bargaining table has not let up despite nominal increases.

Plan on roughly 4% for renewal cycles, and review benchmarks at least annually. A compensation band set eighteen months ago is now below market in most sectors.

Dutch negotiated wage growth, 2023 to 2027

Year on year change in CAO hourly wages including special payments, as reported by CBS.
Wage growth timeline
2023
Nominal rises, real terms fall. Wage growth lagged inflation and real wages declined by 1.6%.
2024
Growth peaks. CAO wage growth reached 6.8% in the third quarter, the high point of the cycle.
2025
Up 5.0% for the year. Among the highest increases in four decades, and 1.6% after inflation. Information and communication led at 7.4%.
Q2 2026
Easing to 4.3%. Private sector agreements ran at 4.5% against 3.4% in government. Contractual labour costs moved at the same rate.
Jan 2027
Next indexation point. The statutory minimum wage adjusts and a youth wage uplift is expected, lifting the base of most CAO scales.

Benchmarking salaries when you hire through an EOR

The provider is the legal employer, so the CAO obligation and the payroll filings sit with them. What sits with you is the number in the offer, and a provider defaulting to a market benchmark rather than the applicable scale will produce something either uncompetitive or overpriced.

Four questions worth asking before a quote turns into a contract. Which CAO they have applied and who made that judgement. Whether the quoted employer cost assumes the high or low AWf rate, since the answer changes with contract type. Whether holiday allowance and any thirteenth month are inside or on top of the figure. And whether sector pension is included or billed later as a pass-through.

Provider by provider scoring on Dutch entity ownership, CAO handling and cost transparency is in our Netherlands EOR rankings, with the wider compliance picture in the Netherlands hiring guide.

What is the average salary in the Netherlands in 2026?

The CBS average annual wage across all employee jobs was €40,800 in 2025, with a further €6,600 in special payments. That figure includes part-time contracts, which make up 56% of employee jobs, so it understates full-time pay. For a full-time offer, use the median full-time salary of €3,605 gross per month.

Is €48,000 the average salary in the Netherlands?

No. It is the CPB modal income for 2026, a rounded policy benchmark calculated as 79% of average income per labour year and inclusive of the 8% holiday allowance. Most sites report it as an average, which it is not.

What is a good salary in the Netherlands?

For a full-time professional role, anything above €3,605 gross per month is at or above the national median. Sector matters more than the national number: average hourly wages in 2025 ran from €19 in hospitality to €44 in financial services.

How much does an employee on an average salary cost an employer?

A €48,000 base salary reaches roughly €59,900 once the 8% holiday allowance and employer premiums are applied, assuming a permanent contract at a small employer. Pension and the differentiated Whk premium sit on top of that. A fixed-term contract adds around five percentage points through the higher AWf rate.

Is the average salary higher in Amsterdam?

There is no official CBS salary figure for individual cities, which is why aggregator estimates for Amsterdam range from €44,000 to €56,000. At province level in Q2 2026, Utrecht led on median full-time pay at €3,885 per month and Zeeland was lowest at €3,299, with Noord-Holland and Zuid-Holland both above the national median.

Do I have to pay the CAO wage scale rather than the market average?

Yes, where a collective labour agreement has been declared universally binding for your sector. It applies whether or not you signed it, and the scale overrides benchmark data. The statutory floor beneath every scale is covered on our Netherlands minimum wage page.

How fast are Dutch salaries rising?

CAO wages rose 5.0% in 2025 and 4.3% in the second quarter of 2026, easing from a peak of 6.8% in late 2024. Employees covered by a CAO are pulling ahead: median pay rose 5.35% year on year against 3.31% outside a CAO.

Manjuri Dutta
Article By: Manjuri Dutta

Manjuri Dutta is the co-founder and Content Editor of HR Stacks, a leading HR tech and workforce management review platform, and EmployerRecords.com, specializing in Employer-of-Record services for global hiring. She brings a thoughtful and expert voice to articles designed to inform HR leaders, practitioners, and tech buyers alike.

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