An employer of record lets you hire in Singapore without registering a Pte Ltd. It becomes the legal employer, pays salaries in Singapore dollars, makes CPF and Skills Development Levy payments and applies the Employment Act for you.
Providers differ on who actually employs your staff, an owned Singapore entity or a local partner, and on what the fee leaves out.
Price against score
Eight of the ten publish a starting rate, so here is each one’s fee against its score.
- Ring shows the Singapore entity model
- Owned entity, stated by vendor
- Mixed or not stated for Singapore
- Local partner
Published starting fee per employee per month
Score axis starts at 3.6. Prices are each vendor’s published starting fee in US dollars, checked on 22 October 2026. Multiplier is plotted at its monthly-billing rate of $499 ($459 billed annually). Agile Hero is plotted at its own $599 conversion of S$799. Rippling and Safeguard Global publish no EOR rate and are not plotted.
What the chart shows
Best EOR Services in Singapore 2026: Quick Summary
All ten providers on one list, with the four facts buyers compare first. Sort by price or by score to change the order.
- From
- $399/mo
- Singapore entity
- Not stated
- Onboarding
- 4.2/5
- Free trial
- No
Watch for: Payroll has to be funded before each worker is onboarded.
- From
- $599/mo
- Singapore entity
- Owned
- Onboarding
- 4.1/5
- Free trial
- No
Watch for: Remote may ask for a reserve payment case by case, so confirm before signing.
- From
- $699/mo
- Singapore entity
- Not stated
- Onboarding
- 4.4/5
- Free trial
- Contractors, 30 days
Watch for: $699 is the highest published rate here, $100 above Deel and Remote.com.
- From
- $499/mo
- Singapore entity
- Owned
- Onboarding
- 4.2/5
- Free trial
- No
Watch for: The deposit amount is set by Multiplier and not published, so agree it before the contract goes out.
- From
- $199/mo
- Singapore entity
- Partner
- Onboarding
- 4.2/5
- Free trial
- Free contractor tier
Watch for: Singapore runs through a local partner, so ask who it is and how disputes escalate.
- From
- $599/mo
- Singapore entity
- Owned
- Onboarding
- 4.3/5
- Free trial
- No
Watch for: The deposit isn’t published, so get the amount in writing before the contract goes out.
- From
- $499/mo
- Singapore entity
- Partner
- Onboarding
- 3.8/5
- Free trial
- No
Watch for: Singapore runs through a local partner, so service quality depends on that firm.
- From
- Quote only
- Singapore entity
- Not stated
- Onboarding
- 4.2/5
- Free trial
- No
Watch for: There’s no published EOR rate, and setup can cost 5 to 15% of the contract value.
- From
- $599/mo
- Singapore entity
- Owned
- Onboarding
- 4.1/5
- Free trial
- No
Watch for: It offers Employment Pass sponsorship that MOM restricts for overseas companies, so get its legal basis in writing.
- From
- Quote only
- Singapore entity
- Not stated
- Onboarding
- 4.1/5
- Free trial
- No
Watch for: There’s no published rate, so you can’t benchmark it without a sales call.
Ranked on Singapore fit: compliance depth, entity evidence in Singapore and published price, with scores shown separately. Choose “Highest score” to rank by score alone. Prices are each provider’s starting EOR fee per employee per month in US dollars, as published on its own site in October 2026. “Lowest price” sorts on that fee. “Lowest price” uses Multiplier’s monthly-billing rate of $499 ($459 billed annually) and Agile Hero’s own $599 conversion of its S$799 Singapore rate. Rippling and Safeguard Global publish no rate and sort last. Providers that publish no rate sort last. Deposits and fees outside the headline price are in each full review. Sorting changes the order only.
The 10 EOR providers for Singapore in detail
Each review opens with why the provider is on this list for Singapore, then gives the entity evidence, fees and contract terms side by side. We read each vendor’s Singapore page this October, and where a page was silent or out of date, the card says so.
Pebl
Why we picked Pebl
Pebl, the former Velocity Global, lists EOR at $399 a month and scores 4.7 for compliance strength, the highest on this page. In Singapore that score matters less for statutory filing, which is simple, and more for getting contracts, Part 4 coverage and exits right.
We could not find a Singapore page that says whether your hire sits on one of its 66 owned entities. Payroll also has to be funded before each worker starts, so plan cash a month ahead.
Singapore EOR details
Editor scores: 8 parameters
Strengths and limitations
Support channels
Remote.com
Why we picked Remote.com
Remote’s Singapore page says it owns its own legal entity in Singapore. Its contracts assign IP to you, which is why software and product teams shortlist it for engineers in the city.
It starts at $599 a month, and the same page gets the notice scale right, from 1 day to 4 weeks by service. Support is the weak spot, scored 3.5, so expect slower answers on unusual cases.
Singapore EOR details
Editor scores: 8 parameters
Strengths and limitations
Support channels
Oyster HR
Why we picked Oyster HR
Oyster folds terminations into the subscription, so ending a Singapore contract brings no separate exit fee. Onboarding scores 4.4 in our review, the best of the ten.
At $699 it is the highest published rate on this page, $300 above Pebl. Its Singapore page talks about hiring without your own entity but doesn’t say whose entity employs the hire, so ask.
Singapore EOR details
Editor scores: 8 parameters
Strengths and limitations
Support channels
Multiplier
Why we picked Multiplier
Multiplier is headquartered at Asia Square in Marina Bay, and its own entity list names Multiplier Technologies Pte. Ltd as its Singapore company, with support in Asian hours.
The rate is $499 a month billed monthly, or $459 on an annual plan. One caution: its Singapore country page still gives an Employment Pass floor of S$4,500, well below today’s S$5,600, so take statutory figures from MOM rather than the page.
Singapore EOR details
Editor scores: 8 parameters
Strengths and limitations
Support channels
Remofirst
Why we picked Remofirst
Remofirst lists EOR from $199 a month per employee, with no setup, onboarding or termination fees and no minimum term. Three Singapore hires cost $597 a month in platform fees, about the same as one hire at Deel or Remote.com.
Its own Singapore article says it works with trusted local partners rather than its own entity. Ask for the partner’s name and the Singapore rate in one email, since its pricing page says fees may vary with local requirements.
Singapore EOR details
Editor scores: 8 parameters
Strengths and limitations
Support channels
Deel
Why we picked Deel
Deel’s Singapore EOR guide, updated in September 2026, says Deel operates a wholly owned Singapore entity. Your hire’s contract and CPF account then sit with the company that runs the platform.
It bills $599 a month with no long-term commitment and scores 4.6 for compliance strength and for platform and integrations. Deel also says plainly that an overseas company can’t use an EOR to hire foreigners who need a work pass, which matches MOM’s position.
Singapore EOR details
Editor scores: 8 parameters
Strengths and limitations
Support channels
Papaya Global
Why we picked Papaya Global
Papaya suits finance teams that care most about payroll. It owns Azimo, a regulated payments business, and scores 4.6 for payroll and benefits, the top payroll score on this page.
Its Singapore Countrypedia page says the answers come from working with a local in-country partner, and the same page shows three different CPF wage ceilings. Confirm that your payroll uses the S$8,000 ceiling in force since January 2026. The EOR rate starts at $499.
Singapore EOR details
Editor scores: 8 parameters
Strengths and limitations
Support channels
Rippling
Why we picked Rippling
Rippling earns its place if your HR, payroll and IT already run on it. A Singapore hire then goes through the same onboarding flow as a head-office one, with apps and a laptop triggered from one record.
As a standalone EOR it is a weaker fit: no published rate, a setup fee of 5 to 15% of contract value and support scored 3.2. We scored payroll and benefits independently for this page at 3.8, since its review scores it as a full platform.
Singapore EOR details
Editor scores: 8 parameters
Strengths and limitations
Support channels
Agile Hero
Why we picked Agile Hero
Agile Hero is the home-grown option, built by Agile HRO, a Singapore payroll firm. Its Singapore page prices EOR at S$799 a month, which it puts at about $599, and refers to hiring on its own Singapore entity.
The same page says it sponsors Employment Passes on that entity, so you can hire without a Pte Ltd. MOM’s July 2024 FAQ says an EOR applying for a work pass for someone working for an overseas company commits an offence. Ask Agile HRO to explain in writing how a pass would comply in your case.
Integrations score 2.8, the lowest here.
Singapore EOR details
Editor scores: 8 parameters
Strengths and limitations
Support channels
Safeguard Global
Why we picked Safeguard Global
Safeguard Global has run global employment since 2008, the longest track record on this page. It scores 4.6 for both compliance strength and global coverage, and 4.3 for support, with a dedicated account manager on every account.
There is no published rate, since its pricing page now redirects to a cost calculator, and we found no statement on whether its Singapore hires sit on its own entity or a partner’s.
Singapore EOR details
Editor scores: 8 parameters
Strengths and limitations
Support channels
Singapore EOR at a Glance
The statutory costs, entitlements and market figures behind this page, in one place.
Singapore Basics
Full Cost of Employment
Worked example: S$7,000 a month gross, Singapore citizen aged 55 or under, 2026 rates.
Employer CPF stops at the S$8,000 Ordinary Wage ceiling, so it never exceeds S$1,360 a month on ordinary wages. Lower rates apply above age 55 and for PRs in their first two years. Bonuses, benefits, insurance and the EOR fee are not included.
What the Employee Is Owed by Law
This Page’s Singapore EOR Market, at a Glance
Entity vs EOR
Where Foreign Employers Get Caught Out
Every provider above was scored on the same eight parameters, set out in the methodology at the end of this page. The order and the scores are kept apart, so you can re-sort the Quick Summary by score whenever you like.
The guide below covers the decisions around the list: who employs your Singapore staff, which hires an EOR can legally take on, what CPF adds to a salary and what to ask before you sign.
How to choose an EOR in Singapore
Five factors separate the providers on this page more than their marketing does.
Who employs your staff
Four providers say on their own sites that a Singapore entity of theirs employs your staff. Two use partners and four don’t say. That company answers to MOM, the CPF Board and the Employment Claims Tribunals.
Best equipped: Remote.com, Deel, Multiplier, Agile Hero
Whether the hire needs a pass
MOM says an EOR can’t apply for work passes for staff of overseas companies with no Singapore presence. Check the candidate’s status before you pick a provider at all.
Clearest on the rule: Deel
What you pay each month
Eight of ten publish a rate. The spread is $500 per employee a month before deposits, setup fees and CPF.
Lowest published: Remofirst, Pebl, Multiplier
CPF on top
Employer CPF is 17% up to the S$8,000 ceiling, plus the Skills Development Levy. Ask for both as separate lines on every invoice.
Strongest payroll scores: Papaya Global, Deel, Agile Hero
Support in your hours
Support scores run from 3.2 to 4.3. Singapore is 12 hours ahead of US Eastern time in winter, so check hours as well as channels.
Strongest support: Pebl, Remofirst, Safeguard Global
Owned entity or local partner
The legal employer on the contract is the company your hire deals with on CPF, leave and any dispute. Here is what each provider says about Singapore on its own site.
The evidence is not equally strong. Remote.com and Deel state ownership on their Singapore pages, Multiplier names its Pte. Ltd on its company page and Agile Hero refers to its own Singapore entity when describing pass sponsorship.
When to set up your own company: on running costs alone, an own Pte Ltd starts to match EOR fees at 1 to 2 staff on a $599 plan. Incorporation is quick, often within a day once documents are ready, but you need a locally resident director. See the at-a-glance dashboard for the figures.
From accepted offer to first payslip
Singapore payroll admin is light, so an EOR can move fast for a citizen or PR. The slow cases are the ones an EOR shouldn’t take on.
Check the candidate’s status
Confirm the hire is a Singapore citizen or PR. If they need an Employment Pass or S Pass for your overseas company, an EOR is the wrong route under MOM’s July 2024 FAQ.
Owner: You
Offer and Singapore contract
The EOR issues a contract under the Employment Act. It should state whether Part 4 on hours and overtime applies, which turns on the S$2,600 and S$4,500 basic salary lines.
Owner: You and the EOR
CPF set-up
The EOR adds the hire to its CPF account. PRs in their first two years pay graduated rates, so the EOR needs the PR start date.
Owner: EOR
First CPF and levy payment
CPF and the Skills Development Levy for each month are paid together, with income tax reported to IRAS by the employer each year.
Owner: EOR
Step one decides everything else. A strong offer to a candidate who needs a pass can’t be rescued by a faster provider.
What a Singapore hire really costs
Employer CPF is the one large statutory line, and it stops at the Ordinary Wage ceiling. The worked example in the at-a-glance dashboard lands at 17.2% above gross for a S$7,000 salary.
Above S$8,000 a month, employer CPF stops growing, so the percentage falls as salaries rise.
Two groups pay less than the headline rate, and buyers often miss both.
Rates that differ: from 1 January 2026 the employer rate is 16% for staff above 55 to 60, 12.5% above 60 to 65, 9% above 65 to 70 and 7.5% above 70. PRs pay graduated rates in their first two years. Foreigners on passes are outside CPF entirely.
Singapore rules that change your EOR choice
These are the rules a provider has to get right in your contract and payroll. Each tile ends with the question to ask.
One change is coming that every Singapore employer will need to prepare for.
The Workplace Fairness Act needs a grievance process
Parliament passed the second Workplace Fairness bill on 4 November 2025, and the law is expected to take effect at the end of 2027. It bars adverse decisions based on 11 characteristics, including age, nationality, sex, caregiving duties and mental health.
Employers will need a written grievance process, with written outcomes and records. Your hire’s employer is the EOR’s entity, so ask which grievance process applies and who runs it.
Hiring foreign nationals in Singapore
This is where Singapore differs most from its neighbours. MOM’s FAQ of 9 July 2024 says work passes are for foreigners working for Singapore-based companies.
MOM points overseas companies to a representative office or an incorporated company instead. For short exploratory trips, a Short-Term Visit Pass covers meetings for up to 90 days a year. If you do set up an entity, these are the pass rules it will face.
Read provider claims carefully: Agile Hero’s Singapore page says it sponsors Employment Passes on its own entity, while Deel’s Singapore guide says overseas companies can’t hire pass holders through an EOR. Ask any provider that offers sponsorship for its legal basis in writing before you make an offer.
Permanent establishment risk
An EOR makes the provider the employer. It doesn’t stop IRAS from deciding that your company does business in Singapore through your staff.
A few habits keep the risk low for most remote teams.
What the headline fee leaves out
The monthly rate is only part of the bill. This is what each provider publishes about the rest, checked on its own site in October 2026.
| Provider | Monthly fee | Deposit | Setup and exit fees | Contract term |
|---|---|---|---|---|
| Pebl | $399 | Payroll funded before each hire | Not published | Not published |
| Remote.com | $599 | Reserve case by case | Not listed | Not published |
| Oyster HR | $699 | Refundable, amount not published | None, terminations included | Not published |
| Multiplier | $499 ($459 annual) | Refundable, amount set by Multiplier | Implementation fee as applicable | Cancel anytime |
| Remofirst | $199 | Not required | None | No minimum |
| Deel | $599 | Not published | None listed | Month to month |
| Papaya Global | $499 | Not published | No setup fee on core plans | Not published |
| Rippling | Quote only | None confirmed | Setup 5 to 15% of contract | Not published |
| Agile Hero | S$799 (about $599) | Not published | Not published | Billed monthly |
| Safeguard Global | Quote only | Not published | Not published | Not published |
CPF and the levy come on top of every fee. See what a Singapore hire really costs for the worked example, and remember that a fee billed in dollars moves with the Singapore dollar, about S$1.278 to the dollar on 20 October 2026.
Five questions to ask every provider
Send these before the contract, and compare the written answers side by side.
“Which legal entity will employ my staff in Singapore, and do you own it?”
“Will you apply for any work pass for my hire, and on what legal basis?”
“Will employer CPF and the Skills Development Levy appear as separate lines on each invoice?”
“Is your payroll on the S$8,000 ceiling and ready for the January 2027 senior rates?”
“What exchange rate and margin do you use when billing Singapore payroll in dollars?”
Narrow it down
Start from the one thing that matters most for your Singapore hire. Each row points to the provider that fits it best on this page.
Pick your priority, then check the top pick’s card.
An owned Singapore entity on one global platform
States a wholly owned Singapore entity and bills month to month at $599.
Hiring across Asia
Headquartered in Singapore with its own Pte. Ltd, at $499 a month.
IP-sensitive engineering hires
States an owned Singapore entity and assigns IP to you by contract, at $599.
Payroll depth for finance teams
Scores 4.6 for payroll and benefits and owns a regulated payments business.
Source: HRStacks editorial scores and vendor pricing
Singapore EOR FAQs
Short answers to the questions buyers ask most, with figures checked in October 2026.
How we scored Singapore EOR providers
Every provider gets the same eight-part score, from the same evidence, on a 1 to 5 scale, so you can check any number against its card.
Eight parameters, weighted for Singapore
Weights add up to 100%
Pricing & Value
Published rate against what you get, plus deposits, setup and exit fees for a Singapore hire.
Compliance Strength
How well contracts and payroll track Singapore rules, including the 2026 CPF ceiling, Part 4 coverage and MOM’s position on work passes.
Payroll & Benefits
Payroll accuracy, on-time CPF and levy payments, income tax reporting and statutory leave handling.
Global Coverage
Countries covered beyond Singapore, for teams hiring across Asia and further afield.
Onboarding Speed
Time from signed offer to a compliant start, and how smooth the hire’s first weeks are.
Platform & Integrations
Native connections to HRIS, accounting and identity tools, and API access.
Customer Support
Channels, hours and how fast real problems get solved, judged from public reviews.
Ease of Use
How quickly an admin can run hires, changes and exits without help.
What the score colours mean
Applies to every parameter bar on the cards
Weak spot
Below 3.5
Workable
3.5 to 3.9
Strong
4.0 and up
What counts
Vendor pricing and Singapore pages, our full provider reviews, public review data and Singapore government and adviser sources. Prices were checked on 22 October 2026.
What never counts
Vendor testimonials, prices found only on third-party sites, and claims we could not verify. Unpublished rates stay marked “Quote only”.
How the ranking works
The order is kept from the current page and reflects Singapore fit: compliance depth, entity evidence in Singapore and published price. Scores are shown separately and the Quick Summary can be sorted by score. This page has no secondary tier.
Some links are affiliate links. A commission never changes a score or a ranking, and no vendor can pay to move up. Prices and key facts are rechecked when vendors change them, and the date at the top shows the last update.
Conclusion
Start with the hire, then the employer. An EOR in Singapore is for citizens and PRs, and four providers on this page state an owned Singapore entity that will hold that contract.
The common mistake is assuming an EOR can bring in a foreign hire. MOM’s July 2024 FAQ rules that out for overseas companies, and at around S$6,280 a year in corporate services, your own Pte Ltd may cost less than one EOR seat anyway.
Pick two or three providers from the decision guide, send each the five questions and compare the written answers before you sign.
